State Verbs in Continuous Tenses – English Grammar Exercises for B2
An international student is writing an email to their family, sharing the struggles and stressful experiences of trying to find an apartment abroad.
Choose the most appropriate option (A, B, C, or D) to complete each sentence.
1 I want to be honest with you, Mom and Dad; I ______ a really tough time finding an apartment here in London.
(A) have
(B) am having
(C) am have
(D) have had
2 The biggest issue is that I ______ enough money saved up to pay for six months of rent upfront.
(A) haven’t got to
(B) not have
(C) am not having
(D) don’t have
3 Right now, I ______ a lot of trouble understanding the legal jargon in these rental contracts.
(A) am having
(B) have
(C) am having got
(D) have been
4 It seems like every landlord here ______ strict rules about renting properties to international students.
(A) have
(B) is holding
(C) has
(D) is having
5 Anyway, I ______ lunch with another foreign student at the moment to see if we can share a flat.
(A) am having
(B) have eaten
(C) have
(D) have being
6 Actually, looking at this contract right now, I ______ second thoughts about signing it.
(A) have
(B) am having got
(C) have had
(D) am having
7 Fortunately, I ______ a safe room at the campus hostel until the end of this month.
(A) have
(B) am possessing
(C) having
(D) am having
8 Tomorrow morning, I ______ an urgent meeting with a real estate agent to discuss my options.
(A) am have
(B) will have had
(C) am having
(D) have
9 One agent rudely told me that I ______ completely unrealistic expectations about the housing market.
(A) am having
(B) have
(C) am keeping
(D) having
10 Please don’t worry about me, Mom; I ______ a nervous breakdown or anything, it’s just a bit stressful!
(A) don’t have
(B) haven’t
(C) am not having
(D) haven’t had
11 The apartment I saw yesterday ______ a beautiful balcony, but the rent was double my budget.
(A) was having
(B) did have got
(C) has had
(D) had
12 Lately, because of all this anxiety, I ______ constant nightmares about ending up sleeping on the streets.
(A) have
(B) have been having
(C) am having
(D) have had
13 The worst part is that I ______ to pay an agency fee even if I find the landlord myself.
(A) have
(B) must have
(C) am have
(D) am having
14 I can’t talk long because I ______ a look at a potential flat near the university campus right now.
(A) am having
(B) take
(C) am look
(D) have
15 I would sign the lease right this second, but I ______ my passport with me to prove my identity.
(A) don’t have
(B) didn’t have
(C) am not having
(D) not have
16 It honestly feels like I ______ an endless battle with the housing bureaucracy in this country.
(A) do have
(B) am having
(C) have being
(D) have
17 I finally found a nice landlord, but he will only rent to me if I ______ a local resident as a guarantor.
(A) am having
(B) have got to
(C) will have
(D) have
18 To be completely honest, I ______ no idea how fiercely competitive this rental market was before I arrived.
(A) had
(B) was having
(C) did had
(D) have had
19 Right now, I ______ a lot of issues getting my overseas bank account approved for the deposit.
(A) make
(B) am having
(C) have
(D) am having got
20 Ultimately, I know I just ______ to be patient, even though I ______ a very frustrating month.
(A) am having / have
(B) have / have
(C) have / am having
(D) have to / have
ANSWER KEY & EXPLANATIONS
1 (B) am having
- Why it is correct (Key): “Have a tough time” is an idiomatic phrase describing an ongoing experience, not possession. Therefore, it is a dynamic verb and requires the Present Continuous.
- Error analysis: (A) is a Common Mistake; students often memorize “have is a state verb” without learning the exceptions for experiences. (C) is a Structural Error (missing the “-ing”). (D) is a Strong Distractor; the Present Perfect Simple sounds okay but fails to emphasize the current, ongoing nature of the struggle as effectively as the continuous form.
2 (D) don’t have
- Why it is correct (Key): Here, “have” means possession (owning money). Possession is a pure state and can never be used in continuous tenses.
- Error analysis: (C) is a Common Mistake; learners try to use continuous because the lack of money is happening right now. (B) is a Structural Error (missing the auxiliary “do”). (A) is a Strong Distractor; “haven’t got to” means “am not obligated to,” which completely changes the meaning.
3 (A) am having
- Why it is correct (Key): Similar to Q1, “have trouble” is an active experience happening “Right now”. It acts as a dynamic verb.
- Error analysis: (B) is a Common Mistake; treating an active experience as a permanent state. (D) is a Strong Distractor (wrong tense aspect, missing the ongoing element). (C) is a Structural Error (“having got” is not a valid continuous structure).
4 (C) has
- Why it is correct (Key): The landlord possessing rules is a stative concept (an attribute or fact). Because “every landlord” is a singular subject, it takes the singular simple present “has”.
- Error analysis: (D) is a Common Mistake; incorrectly applying the continuous tense to a state. (A) is a Structural Error (wrong subject-verb agreement for “every landlord”). (B) is a Strong Distractor; “holding rules” is incorrect collocation (we have rules, we don’t hold them).
5 (A) am having
- Why it is correct (Key): “Have lunch” means the action of eating. Since it is an action happening “at the moment,” the continuous form is required.
- Error analysis: (C) is a Common Mistake; failing to recognize “have” as an action verb when referring to meals. (B) is a Strong Distractor; wrong tense (Present Perfect implies the meal is already finished). (D) is a Structural Error.
6 (D) am having
- Why it is correct (Key): “Have second thoughts” means experiencing doubts. Because it is triggered by “looking at this contract right now”, it is an active mental struggle happening in the present moment.
- Error analysis: (A) is a Common Mistake; simple present would imply a general truth rather than an immediate reaction to the contract. (C) is a Strong Distractor (Present Perfect doesn’t fit the “right now” trigger). (B) is a Structural Error.
7 (A) have
- Why it is correct (Key): “Have a room” indicates possession or tenancy. This is a state, so it must be in the simple tense, even though it is temporary (“until the end of this month”).
- Error analysis: (D) is a Common Mistake; students often think “temporary = continuous”, but state verbs resist the continuous form regardless of duration. (B) is a Strong Distractor; “possessing” is a state verb too and also shouldn’t be continuous, plus it sounds highly unnatural for a hostel room. (C) is a Structural Error.
8 (C) am having
- Why it is correct (Key): “Have a meeting” is an event/action. The Present Continuous can be used for fixed, planned future arrangements (“Tomorrow morning”).
- Error analysis: (D) is a Common Mistake; using present simple for future plans is usually reserved for fixed timetables (like trains), not personal meetings. (B) is a Strong Distractor (Future Perfect doesn’t make sense here). (A) is a Structural Error.
9 (B) have
- Why it is correct (Key): “Have expectations” means possessing a belief or an idea in your mind. This is a cognitive state and takes the simple tense.
- Error analysis: (A) is a Common Mistake; trying to make a mental state continuous. (C) is a Strong Distractor; “keeping expectations” is a poor/incorrect collocation in English. (D) is a Structural Error.
10 (C) am not having
- Why it is correct (Key): “Have a nervous breakdown” is a medical/emotional event that one experiences. It is dynamic, so it can take the continuous form.
- Error analysis: (A) is a Common Mistake; using simple present implies she never generally has breakdowns, but she wants to emphasize she isn’t experiencing one right now. (D) is a Strong Distractor (tense mismatch). (B) is a Structural Error (missing “got” or proper auxiliary).
11 (D) had
- Why it is correct (Key): The apartment possessing a balcony is a physical characteristic (State). Since the context is in the past (“saw yesterday”), Past Simple is required.
- Error analysis: (A) is a Common Mistake; learners try to match the continuous nature of “looking” with the verb “have”. (C) is a Strong Distractor (Present Perfect conflicts with the specific time marker “yesterday”). (B) is a Structural Error (clunky and redundant auxiliary usage).
12 (B) have been having
- Why it is correct (Key): “Have a nightmare” is an experience (Dynamic). The keyword “Lately” requires the Present Perfect Continuous to show a repeated action over a recent period of time up to now.
- Error analysis: (C) is a Common Mistake; Present Continuous strictly means at this exact second, which doesn’t fit “Lately”. (A) is a Strong Distractor (Present Simple is for permanent habits, ignoring “Lately”). (D) is a Strong Distractor; implies the nightmares are completely finished.
13 (A) have
- Why it is correct (Key): “Have to” acts as a semi-modal verb of obligation. Obligation is a state, not an action, so it cannot be continuous.
- Error analysis: (D) is a Common Mistake; trying to apply a continuous tense to an obligation. (B) is a Strong Distractor; “must have to” is redundant and grammatically incorrect (double obligation). (C) is a Structural Error.
14 (A) am having
- Why it is correct (Key): “Have a look” is an active idiomatic phrase meaning “to inspect”. Accompanied by “right now”, it needs the Present Continuous.
- Error analysis: (D) is a Common Mistake; using the simple tense for an action happening currently. (B) is a Strong Distractor; “take a look” is correct English, but in the simple tense it fails the “right now” grammar rule. (C) is a Structural Error.
15 (A) don’t have
- Why it is correct (Key): Having a passport on your person is a state of physical possession. Even though it’s temporary (“right this second”), it must remain simple.
- Error analysis: (C) is a Common Mistake; falling into the trap that “right this second” automatically equals Present Continuous, forgetting the state verb exception. (B) is a Strong Distractor (tense mismatch; the situation is present). (D) is a Structural Error.
16 (B) am having
- Why it is correct (Key): “Have a battle” means actively fighting or struggling against something (the bureaucracy). It is a dynamic experience.
- Error analysis: (D) is a Common Mistake; using simple present makes it sound like she owns a battle, rather than experiencing it. (A) is a Strong Distractor (emphatic, but still conveys the wrong stative meaning). (C) is a Structural Error.
17 (D) have
- Why it is correct (Key): “Have a guarantor” signifies a relationship or connection (possession). This is a state verb. Also, it is inside a First Conditional “if” clause, which requires the Present Simple.
- Error analysis: (A) is a Common Mistake; applying continuous to a state/relationship. (C) is a Strong Distractor; a common error is putting “will” inside the “if” clause. (B) is a Structural Error; “have got to” changes the meaning entirely to “must be a local resident.”
18 (A) had
- Why it is correct (Key): “Have no idea” means “to not know.” Knowing (or not knowing) is a cognitive state, which is always stative. Set in the past, it becomes “had”.
- Error analysis: (B) is a Common Mistake; trying to make a mental state continuous to match a past background timeline. (D) is a Strong Distractor (Present Perfect doesn’t fit the past context of “before I arrived”). (C) is a Structural Error.
19 (B) am having
- Why it is correct (Key): “Have issues” means experiencing problems. It is dynamic and happening “Right now,” requiring the continuous form.
- Error analysis: (C) is a Common Mistake; confusing it with the possession form of “have”. (A) is a Strong Distractor; “make issues” is an incorrect collocation (you have/experience issues with a bank, you don’t make them). (D) is a Structural Error.
20 (C) have / am having
- Why it is correct (Key): Blank 1 is “have to” (obligation = State = Simple Tense). Blank 2 is “having a frustrating month” (experiencing a time period = Dynamic = Continuous Tense).
- Error analysis: (A) is a Common Mistake; gets the stative vs. dynamic rules completely backward. (B) is a Strong Distractor; fails to convey that the frustrating month is an ongoing, temporary experience. (D) is a Structural Error (wrong verb format in the second blank).
GRAMMAR POINTS TO REMEMBER
The verb HAVE is one of the most common “mixed” verbs in English. Its grammar changes completely depending on its meaning.
1 HAVE as a STATE VERB (Never Continuous)
When “have” means possession, ownership, relationships, or attributes, it is a state verb. It describes a fact that is either true or false. You cannot use “-ing” forms (am having, was having).
- Possession: I have a car. (NOT: I am having a car).
- Relationships: I have two siblings.
- Attributes: She has green eyes.
- Obligation: I have to pay rent.
- Mental States: I have an idea / I have no clue.
2 HAVE as a DYNAMIC VERB (Can be Continuous)
When “have” is part of an expression that means experiencing something, eating, taking part in an event, or performing an action, it is a dynamic verb. You can (and often should) use continuous tenses to show the action is ongoing or temporary.
- Experiences: I am having a hard time / trouble / fun / problems.
- Eating/Drinking: We are having dinner / a cup of coffee.
- Events/Actions: He is having a meeting / a shower / a look / a chat.
