A. Choose the correct words.

Grimleys Bank

 Open an account today! 

Open an account with Grimleys Bank, and start benefiting from our great 1 rates / levels of interest and 2 small / low charges. With over 3,000 3 branches / outlets, you’ll never be far from us, and unlike many other 4 high street / town centre banks, we’re open all day on Saturdays.

Grimleys customers can 5 take money / make withdrawals from more than a million 6 cash dispensers / money machines worldwide, and of course you’ll receive a 7 cheque book / book of cheques and a 8 paying card / debit card within a few days of opening your account.

Computer-users may be interested in our e-account – all the benefits of a regular Grimley’s 9 current / day-to-day account, with the added convenience of being able to view your 10 lists / statements and 11 make / do payments online.

Whether you’re opening your first current account, 12 switching / changing from another bank or simply want to take advantage of our 13 range / variety of savings accounts, you’ll be glad you chose Grimleys – the bank that always 14 makes / puts the customer first.

B. Match the method of payment with the definition.

1   Credit card

a   A piece of paper which transfers money from your account to somebody else’s account.

2   Debit card

b   Similar to a credit card, but usually operated by a chain of shops or other retailer.

3   Charge card

c   The money is deducted from your bank account almost immediately.

4   Cheque

d   These can be exchanged for foreign currency, or in some cases used instead of cash.

5   Traveller’s cheque

e   You owe the card provider money. You can pay it back in one instalment, or over a longer period if you wish.

6   Charge account

f   You owe the retailer money.

C. Choose the best word.

The Grimleys Bank current account

TERMS AND CONDITIONS

1   Regular bank statements will be sent to you by post, listing recent …………………… .

      a   payments       

      b   events       

      c   transactions

2   New current account customers can borrow up to £200 in the form of a low-interest …………………… .

      a   overdraft       

      b   overtake       

      c   overspend

3   The current rate of interest for …………………… overdrafts is 6.7% APR.

      a   permitted       

      b   allowed       

      c   authorised

4   While your account is …………………… credit, there are no charges.

      a   under       

      b   in       

      c   with

5   If your account is overdrawn, charges may …………………… .

      a   happen       

      b   apply       

      c   occur

6   When you acknowledge …………………… of your new debit card…

      a   receipt       

      b   the receiving       

      c   reception

7   …you will be sent a PIN (Personal …………………… Number)

      a   identifying       

      b   identifier       

      c   identification

8   You will need to …………………… your PIN each time you use the card.

      a   put in     

      b   type     

      c   enter

9   Two or more customers may apply for a …………………… .

      a   two-person account       

      b   joint account       

      c   together account

10   Current account …………………… may apply for a Grimleys Credit Card.

      a   holders       

      b   owners       

      c   users

11   Credit cards will be issued …………………… .

      a   if you’re rich enough     

      b   if you have money     

      c   subject to status

12   You may …………………… your account at any time.

      a   close       

      b   finish        

      c   end

Answers

A: 1 rates, 2 low, 3 branches, 4 high street, 5 make withdrawals, 6 cash dispensers, 7 cheque book, 8 debit card, 9 current, 10 statements, 11 make, 12 switching, 13 range, 14 puts

B: 1 e, 2 c, 3 b, 4 a, 5 d, 6 f

C: 1 c, 2 a, 3 c, 4 b, 5 b, 6 a, 7 c, 8 c, 9 b, 10 a, 11 c, 12 a

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